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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$339,321$323,910
Remaining term (yrs)28.730.0
Secondary amount$0$0
Funding fee$0$0
Note rate6.760%7.320%
Blended rate7.310%7.560%
1st payment$2,230.93$2,225.04
2nd payment$0.00$0.00
Taxes / mo$134.08$134.08
Insurance / mo$150.00$150.00
MI / mo$157.49$64.78
HOA / mo$108.00$108.00
Total monthly$2,780.50$2,681.90
Cash to close$20,579$35,990