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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$223,266$180,000
Remaining term (yrs)27.830.0
Secondary amount$0$0
Funding fee$1,116$0
Note rate6.730%7.320%
Blended rate6.730%7.560%
1st payment$1,477.85$1,236.48
2nd payment$0.00$0.00
Taxes / mo$55.42$55.42
Insurance / mo$150.00$150.00
MI / mo$0.00$36.00
HOA / mo$0.00$0.00
Total monthly$1,683.27$1,477.89
Cash to close$0$20,000