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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$414,973$387,000
Remaining term (yrs)27.030.0
Secondary amount$0$0
Funding fee$2,075$0
Note rate7.090%7.320%
Blended rate7.090%7.560%
1st payment$2,872.78$2,658.42
2nd payment$0.00$0.00
Taxes / mo$166.00$166.00
Insurance / mo$150.00$150.00
MI / mo$0.00$77.40
HOA / mo$125.00$125.00
Total monthly$3,313.78$3,176.82
Cash to close$15,027$43,000