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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$519,132$494,991
Remaining term (yrs)28.530.0
Secondary amount$0$0
Funding fee$2,596$0
Note rate6.670%7.320%
Blended rate6.670%7.560%
1st payment$3,388.97$3,400.24
2nd payment$0.00$0.00
Taxes / mo$3.92$3.92
Insurance / mo$166.67$166.67
MI / mo$0.00$99.00
HOA / mo$96.00$96.00
Total monthly$3,655.55$3,765.83
Cash to close$30,858$54,999