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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$481,525$449,100
Remaining term (yrs)28.430.0
Secondary amount$0$0
Funding fee$2,408$0
Note rate6.760%7.320%
Blended rate6.760%7.560%
1st payment$3,174.90$3,085.01
2nd payment$0.00$0.00
Taxes / mo$151.83$151.83
Insurance / mo$166.67$166.67
MI / mo$0.00$89.82
HOA / mo$71.67$71.67
Total monthly$3,565.07$3,565.00
Cash to close$17,475$49,900