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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$604,271$566,100
Remaining term (yrs)27.830.0
Secondary amount$0$0
Funding fee$3,021$0
Note rate6.950%7.320%
Blended rate6.950%7.560%
1st payment$4,090.77$3,888.71
2nd payment$0.00$0.00
Taxes / mo$200.00$200.00
Insurance / mo$166.67$166.67
MI / mo$0.00$113.22
HOA / mo$110.00$110.00
Total monthly$4,567.44$4,478.60
Cash to close$24,729$62,900