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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$1,245,231$1,152,000
Remaining term (yrs)28.330.0
Secondary amount$0$0
Funding fee$6,226$0
Note rate6.960%7.320%
Blended rate6.960%7.560%
1st payment$8,382.12$7,913.44
2nd payment$0.00$0.00
Taxes / mo$232.92$232.92
Insurance / mo$216.67$216.67
MI / mo$0.00$230.40
HOA / mo$0.00$0.00
Total monthly$8,831.70$8,593.42
Cash to close$34,769$128,000