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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$422,888$386,910
Remaining term (yrs)26.530.0
Secondary amount$0$0
Funding fee$2,114$0
Note rate6.390%7.320%
Blended rate6.390%7.560%
1st payment$2,755.53$2,657.80
2nd payment$0.00$0.00
Taxes / mo$303.33$303.33
Insurance / mo$150.00$150.00
MI / mo$0.00$77.38
HOA / mo$135.00$135.00
Total monthly$3,343.87$3,323.52
Cash to close$7,012$42,990