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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$260,057$180,000
Remaining term (yrs)29.030.0
Secondary amount$0$0
Funding fee$1,300$0
Note rate0.000%7.320%
Blended rate0.000%7.560%
1st payment$722.38$1,236.48
2nd payment$0.00$0.00
Taxes / mo$50.75$50.75
Insurance / mo$150.00$150.00
MI / mo$0.00$36.00
HOA / mo$0.00$0.00
Total monthly$923.13$1,473.23
Cash to close$0$20,000