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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$248,638$171,000
Remaining term (yrs)27.230.0
Secondary amount$0$0
Funding fee$1,243$0
Note rate7.440%7.320%
Blended rate7.440%7.560%
1st payment$1,775.35$1,174.65
2nd payment$0.00$0.00
Taxes / mo$35.17$35.17
Insurance / mo$150.00$150.00
MI / mo$0.00$34.20
HOA / mo$235.00$235.00
Total monthly$2,195.51$1,629.02
Cash to close$0$19,000